Blacksburg and Christiansburg real estate and homes for sale in Virginia - Dana Orr, REALTOR® Dana Orr REALTOR(r) for Blacksburg and Christiansburg, Virginia real estate - NUMBER1EXPERT™ Dana Orr NUMBER1EXPERT(tm) for Blacksburg and Christiansburg, Virginia real estate

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Dana Orr, REALTORŪ, real estate agent and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Looking for that perfect Blacksburg or Christiansburg home? That's one of my favorite things to do! FOR FAST SERIVCE JUST CALL ME!! 540-230-8786


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About Me: Blacksburg and Christiansburg Virginia home buying, real estate listings, and homes for sale in Montgomery                     County, VA
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
Where in the United States will you find the largest concentration of million-dollar homes?

A 
There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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Dana Orr, REALTORŪ, real estate agent and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dana Orr
Coldwell Banker Townside REALTORS

220 Professional Park Dr.
Blacksburg, VA. 24060
Office Direct: 540-961-8215
Home: 540-953-1714
Cell: 540-230-8786
Fax: 540-953-1714
Email: danaorr@NUMBER1EXPERT.com

I can make your move to our community a real pleasure - whether you are an investor, family or young professional! If you are a VA Tech parent looking to purchase student housing, call me for expert advice on how to get into a townhouse with a low down payment plus closing cost. If you are moving your family here, count on me to find you the perfect home and get you acquainted with the community. Besides selling real estate, I am a soccer mom extraordinaire! I have lived in the New River Valley for 25 years and raised a family here. Between real estate and soccer, I don't find much time to cook, so I can tell you all of the best restaurants in town and also help you find the right pediatricians, lawyers, day-care providers, teachers and orthodontists for your family!

"The data relating to real estate in this web site comes in part from the Broker Reciprocity/IDX (Internet Data Exchange) Program of the New River Valley Multiple Listing Service, Inc. Real estate listings held by brokerage forms other than Coldwell Banker Townside REALTORS are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing broker."


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