Read What People Are Saying About Me
Word of mouth is the most sincere form of advertising. I have helped many people buy and sell their homes over the years. Some of my clients and customers are even featured on national web sites. Click on the link below to check out Erik and Anne's story. They relocated from California to Blacksburg, and I helped them find their perfect home in a perfect town!
"She treated me like I was a member of her own family. I will never forget her."
Bill Gross
Dana not only knows this area, she knows real estate, and she is truly concerned about your personal situation.
Boonie MeMoss sings praises for Dana!
"Very accessible!"
"Dana is very accessible - will always call you back or stop by your house to check-in, which continually impressed us!"
Brent Carter, VCOM
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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What criteria determines the hottest real estate markets?
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Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
