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Dana Orr, REALTORŪ, real estate agent and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Looking for that perfect Blacksburg or Christiansburg home? That's one of my favorite things to do! FOR FAST SERIVCE JUST CALL ME!! 540-230-8786


Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"Very accessible!"
"Dana is very accessible - will always call you back or stop by your house to check-in, which continually impressed us!"
Brent Carter, VCOM
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Mortgage Calculators: Blacksburg and Christiansburg Virginia home buying, real estate listings, and homes for sale in Montgomery County, VA
Welcome > Resources > Mortgage Calculators > What Is Your APR? ...

The Best Mortgage Calculators On the Web!
 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
 

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support



Definitions

Annual Percentage Rate (APR)
A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Loan origination percent
The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.

Discount points
Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.

Other fees
Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Dana Orr, REALTORŪ, real estate agent and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dana Orr
Coldwell Banker Townside REALTORS
220 Professional Park Dr.
Blacksburg, VA. 24060
Office Direct: 540-961-8215
Home: 540-953-1714
Cell: 540-230-8786
Fax: 540-953-1714
Email: danaorr@NUMBER1EXPERT.com

I can make your move to our community a real pleasure - whether you are an investor, family or young professional! If you are a VA Tech parent looking to purchase student housing, call me for expert advice on how to get into a townhouse with a low down payment plus closing cost. If you are moving your family here, count on me to find you the perfect home and get you acquainted with the community. Besides selling real estate, I am a soccer mom extraordinaire! I have lived in the New River Valley for 25 years and raised a family here. Between real estate and soccer, I don't find much time to cook, so I can tell you all of the best restaurants in town and also help you find the right pediatricians, lawyers, day-care providers, teachers and orthodontists for your family!

"The data relating to real estate in this web site comes in part from the Broker Reciprocity/IDX (Internet Data Exchange) Program of the New River Valley Multiple Listing Service, Inc. Real estate listings held by brokerage forms other than Coldwell Banker Townside REALTORS are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing broker."


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